Did you know you need a payment gateway to accept credit card payments online?
As a matter of security and accuracy, the bank network will not accept direct access from your website. Transactions are always performed through a bank registered payment gateway. While this seems daunting, it's the most cost-effective way to go, so we happily walk you through it:
Good question. Some banks don't offer their own gateway, and the ones we've seen that do, take your customers to their website to process the transaction. This results in a lower sales conversion rate and makes it hard if not impossible to keep your customers details in your own database, not to mention analytical metrics.
Using our third party gateway also keeps your costs down. Not just transaction fee costs, but development costs. Rather than us having to charge over $1000 development time to connect your site to your gateway, we connect your site to our gateway and you don't have to pay a cent for development.
Well that's the other benefit of using our gateway. You can perform refunds directly from the order page of your eCommerce CMS, and we cater for automated repeated charges like monthly or annual subscriptions. We've even built warehouse integration so that approved returns to the warehouse are automatically refunded!
Apart from the fact our eCommerce shop websites use 256-bit SSL encryption and security certificates, we don't store credit card numbers. So a hacker couldn't steal your customers card numbers even if we let them in - we simply don't store them! We use a token and the card details are kept securely by the bank gateway; they are fully PCI DSS compliant. They also regularly liaise directly with your bank so even if the banks network or servers are down, they are right on top of it.
We think you'll find this to be the cheapest payment gateway for Australia, without compromising any quality. With servers in Sydney and another Australian capital city, plus full redundancy, our bank gateway service is impeccable. There is a once-off setup fee of $150, and we have two simple plans:
So if you make 100 sales you pay $40 in total ($20 plus 100x$0.20 = $20).
But if you only make 5 sales you only pay $10 in total (5x$2).
We'll automatically switch you over to the casual rate so you save either way!
N.B. Prices exclude GST which is added to the monthly invoice.